Terms and Conditions
Agreement to Terms
By accessing or using itsCDcalculator, including our CD Calculator, CD Comparison Calculator, CD Ladder Calculator, CD Maturity Calculator, and CD Early Withdrawal Penalty Calculator, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.
Use of Our Website
You may use itsCDcalculator.com and its calculators for personal, non-commercial, informational purposes. You agree not to:
- Copy, scrape, or republish our calculators, tools, or content without permission
- Attempt to reverse-engineer, decompile, or extract the underlying code of our tools
- Use automated systems, bots, or scripts to access the site in a way that disrupts its normal operation.
- Use the site for any unlawful purpose or in a way that could damage, disable, or impair the website.
Intellectual Property
All content on itsCDcalculator, including our calculators, text, graphics, logos, and design, is owned by us or our licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.
No Financial Advice
Our calculators and content are provided for educational and informational purposes only. They do not constitute financial, investment, tax, or legal advice, and itsCDcalculator.com is not a certified financial planner, CPA, or licensed financial advisor. For full details, please review our Financial Disclaimer.
Accuracy of Information
We aim to keep our calculators and content accurate and up to date, but we make no guarantees about the completeness, reliability, or accuracy of any information on this site. Interest rates, APYs, and terms referenced on our site are for illustrative purposes only. Always verify current rates and terms directly with your bank or credit union before making a financial decision.
No Warranties
This website and its calculators are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, itsCDcalculator and its owner are not liable for any direct, indirect, incidental, or consequential damages, including financial loss, arising from your use of this website or reliance on any calculator results or content. Use of this site is at your own risk.
Third-Party Links
Our website may contain links to third-party websites, such as banks, credit unions, or financial resources. We do not control and are not responsible for the content, accuracy, or practices of these external sites. Visiting a linked site is done at your own discretion.
Indemnification
You agree to indemnify and hold itsCDcalculator.com harmless from any claims, damages, or expenses arising from your use of this website or your violation of these Terms and Conditions.
Changes to These Terms
We may update these Terms and Conditions from time to time to reflect changes in our website or legal requirements. Any updates will be posted on this page with a revised effective date. Continued use of the site after changes are posted means you accept the updated terms.
Contact Us
If you have questions about these Terms and Conditions, please visit our Contact Us page.
Last Updated: August 5, 2026